Privacy Policy

Last Updated and Effective: February 5, 2021

Terms of Use Agreement

You are visiting a website owned and operated by Sterbuck Capital NY., LLC. Sterbuck Capital NY., LLC and its subsidiaries (collectively, “Sterbuck Capital NY.”, “us”, “we”, or “our”) are committed to maintaining your confidence and trust as it relates to the privacy and usage of your information. Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services.

This privacy policy applies to www.Sterbuck Capital NY..com and all websites and mobile apps owned and operated by Sterbuck Capital NY. on which this privacy policy is displayed (such websites and apps referred to hereafter as the “Website(s)” or “Site(s)”, whether individually or collectively, or collectively as “Services”) as well as Sterbuck Capital NY. affiliates.

Sterbuck Capital NY.’s commercial loan Websites are designed for businesses and are not intended for individuals’ personal, family or household use. Accordingly, we treat all personal information collected for commercial loan products, including information about any visitors to our commercial loan Websites, as pertaining to individuals acting as business representatives, rather than in their personal capacity.

Information We Collect

• Identifying Information: We collect information that could identify you such as your name, address, telephone number, mobile number, email address, and Social Security Number. We may also collect this type of information from you about others, such as co-borrowers.
• Financial Information: We may also collect your credit history, credit scores, your transaction history, and credit products, rates, and payments in the course of processing any application for our financial company partners’ products or services. For additional information relating to your choices about financial information specifically, see our Consumer Privacy Disclosure.
• Other Information: We also collect information such as demographic data, data about your online activity, and other information that is not used to identify you.

How We Collect Information

• Information provided by you: We collect information from you when you enter it or otherwise provide it in connection with an inquiry into our Services. This information could be provided via an online form, over the phone, or via other means in which you interact with our Services.
• Information from third parties: Information is collected from credit bureaus, lead generators and other partners who may have data on your financial profile, home, or other demographic information.
• Information from cookies and other tracking technologies: We use cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect information. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of our Sites may not function properly.

How We Use Information

We may use collected information to:

• Deliver the products and services you requested
• Improve customer service
• Improve our Site
• Personalize your user experience
• Communicate with you about products or services that may be of interest to you
• Manage our business

Who Do We Share Your Information With?

Sterbuck Capital NY. Affiliates: We may share information about you or provided by you with the Sterbuck Capital NY. affiliates.

Network Partners: When you submit an inquiry or use another Service provided through the Website, you direct Sterbuck Capital NY. to share information about you or provided by you with lenders and other third parties in our network to deliver the products and services you request (collectively, “Network Partners”). PLEASE NOTE: The Network Partners that interact with you may retain or use your information whether or not you use their services, and their privacy and information sharing practices are set forth in their respective privacy policies. Pursuant to the contracts between Sterbuck Capital NY. and its Network Partners, if you select a Network Partner through our Services, Sterbuck Capital NY. may also receive information about you from that Network Partner including, but not limited to, the amount or disposition of your Loan. Sterbuck Capital NY. and its Network Partners may exchange information about you, your loan terms, and your accounts for the purpose of providing you with information about financial services and products. Sterbuck Capital NY. may maintain this information to assist with litigation, regulatory request(s), law enforcement requests, internal analytics, marketing purposes, and any other legally permissible purpose.

Cookies and Do Not Track

We may use cookies and other technologies such as web beacons and pixels to collect information about your online activities over time and across third-party websites or online services or which may allow a third party to track your online activities over time and across different sites when you use the Websites. The Websites may not respond to Do Not Track requests or headers from some or all browsers.

Marketing and Communications

• Communications: You may adjust your communications preferences through your My Sterbuck Capital NY. profile. You may also modify your preferences by clicking on an unsubscribe link at the bottom of certain emails sent from Sterbuck Capital NY..
• Advertising on third party sites: We may use third-party tracking technology. This technology allows targeted advertisements to you from Sterbuck Capital NY. businesses. Please review the “Online Tracking and Opt-Out Guide” section of this Policy below for a detailed list of choices on how to opt out of ad targeting.

Updating and Accessing Your Information

The appropriate method(s) for accessing your information, if any, will depend on which Site or Services you have used. Depending on the respective Site or Service, you may have the ability to view or edit some of your information online using the respective Site or Service’s interface. If you have submitted a loan request through us, you can update your information by contacting our Customer Care/support Department at info@sterbuckny.com Our address is 16th floor Starbucks building,977 6th Ave, New York, NY 10018, United States.

How We Protect Your Information

We maintain physical, electronic, and procedural measures designed to safeguard your information from unauthorized access and disclosure. No system can be completely secure. Therefore, although we take steps to secure your information, we cannot guarantee that your information, searches, or other communication will always remain secure.

Changes to this Privacy Policy

Sterbuck Capital NY. has the discretion to update this privacy policy at any time. When we do, we will revise the date at the top of this page. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Visiting our Websites From Outside the United States

The Site is designed to provide services in the United States and is governed by the laws of the United States. We make no representation that the Sites are governed by or operated in accordance with the laws of any other nation.

Compliance with Children’s Online Privacy Protection Rule

Our Services are not intended for individuals under 18 years of age, and we do not knowingly collect personal information from individuals under 18. If we learn we have collected or received personal information from a person under 18 without verification of parental consent, we will delete the information.

Sterbuck Capital NY. ChatBot Disclosure

Our Sterbuck Capital NY. chat bot is enabled by by tawk.to Bot Framework. The by tawk.to Bot Framework is a set of web-services that enable intelligent services and connections using conversation channels you authorize. As a service provider, by tawk.to will transmit content you provide to our bot/service in order to enable the service. In addition, your interactions with this bot/service are also subject to the conversational channel’s applicable terms of use, privacy and data collection policies.