Begin the process by filling the application.

• We demand evidence that you are capable of repaying the loan. This may include bank and investment statements, recent tax returns, and proof of current employment. We will generally run a credit check as well.
• If the application is approved, we will offer you a loan of up to a certain amount and at a particular interest rate. Homebuyers/customers can apply for a mortgage after they have chosen a property to buy or while they are still shopping for one, a process known as pre-approval. Being pre-approved for a mortgage can give you an edge in a tight housing market, because sellers will know that they have the money to back up their offer.
• Once you and seller agree on the terms of their deal, they or their representatives will meet at what’s called a closing. This is when our clients makes your down payment to the us. The seller will transfer ownership of the property to the you and receive the agreed-upon sum of money, and the clients will sign any remaining mortgage documents.